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It is almost time for Open Enrollment again, which means shopping for new health coverage, or renewing the coverage you already have. To help you out, we’ve listed the top 10 questions and answers you may have about Open Enrollment.


Q1: What is Open Enrollment?

A: According to Healthcare.gov, Open Enrollment is defined as: The yearly period when people can enroll in a health insurance plan. 2016 Open Enrollment ended January 31, 2016. Open Enrollment for 2017 runs from November 1, 2016 to January 31, 2017.

To put it another way, Open Enrollment is time that Americans can purchase health insurance. To qualify for health insurance outside of Open Enrollment requires qualifying for a Special Enrollment Period.

Q2: When is Open Enrollment for 2017?

A: According to Healthcare.gov, Open Enrollment for 2017 runs from November 1, 2016 to January 31, 2.017. If you miss Open Enrollment, you could still obtain coverage outside of the period due to a Qualifying Event during a Special Enrollment Period. If you can afford coverage during Open Enrollment but choose not to, you may be subject to the Individual Mandate also called a tax penalty. Check out our Answers about the Special Enrollment Period here.

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